Operating lease

 

One solution, which is many solutions.

Ensure your company stays at the forefront with modern equipment without having to decapitalize. Engenium Capital's true lease product allows you to pay a monthly (tax deductible) rent for the use of the equipment that will make your company grow during the lease period. At the end of the term, you will have the option of purchasing the equipment, extending the lease term, or returning the equipment in order to replace it with equipment with the latest technology.


Benefits

  • Improve working capital and liquidity.
  • Improve return on assets (ROA).
  • Accounting, tax and legal ownership by the lessor.
  • The lessee can deduct the rent and record it as an expense.
  • Release of other loan guarantees with guaranteed structures.

Characteristics

  • Does not affect the financial structure (off-balance sheet accounting record).
  • Tax benefits for the deduction of rents.
  • Reduce the obsolescence of your productive assets.
  • Improve financial indexes and leveraging.
  • Flexible scheme of conditions and options at the end of the lease.

Sale & Lease back option

  • New source of liquidity.
  • Better cash position and/or debt reduction.
  • Flexible terms in currency, term, rate, etc. 

Product variations

  • Fixed or variable rates in pesos or dollars.
  • Cancellation and early purchase options.
  • Fixed or staggered payment scheme.